All students have access to comprehensive insurance coverage through UT. Options differ, depending on the nature of students’ funding. v
Use the Health Insurance Flow Chart to explore the different insurance options available from UT.
The UT Board of Regents requires that international students in F-1 and J-1 visa categories be covered by health insurance; therefore, international students receive automatic charges for health insurance on their tuition and fee bills. Students may request an insurance waiver if they are covered by an alternative insurance policy that meets the basic requirements of the UT Health Insurance Plan. More information can be found on the ISSS Health Insurance webpage.
Student Health Insurance Plan (SHIP)
All currently enrolled UT students are eligible for the UT student health plan from Academic Health Plans. The campus representative for AHP is Ivan Kopecky Ivan.Kopecky@ahpcare.com Office direct: (817) 809-4748
This insurance is purchased for one semester or the entire academic year, but there are options for monthly gap coverage when students are transitioning to or from UT Select employee insurance.
One Month Gap Coverage Form 2017-18
Two Week Gap Coverage Form 2017-18
Students can buy this insurance for the summer only, even if they are not enrolled in the summer (for instance, if they are going on an internship in the summer). When enrolling online, students will need to indicate that they are registering for at least one credit hour to make the system work, but this will not be audited and enrollment is not a requirement of UT Austin.
International students will be automatically enrolled in this insurance if they do not complete a waiver, and the charges will appear on their tuition bills. ISSS adds a 5% administrative charge to all insurance rates for international students. International Student Insurance Costs.
UT Select Employee Insurance
Student employees (GRAs, TAs, AIs) are eligible for employee health insurance during the dates of their employment. Additionally, benefits-eligible spring TAs or AIs with active assignments on May 31 will keep their UT Select coverage for the summer, even if they do not have an assignment and are not enrolled during the summer. This is not the case for GRAs. Student Employee Insurance.
Graduate student fellows (those with competitive fellowships of $10,000 or more per year, internal or external) are eligible to purchase UT group insurance pay the full rate, with no premium sharing.
Students can enroll in the insurance within 31 calendar days of starting a new fellowship, or during Annual Enrollment in July.
Direct questions to the HR Service Center hrsc@austin.utexas.edu or 512-471-4772
Which option is for you?
Do you have a 20 hour GRA or TA assignment? |
Yes |
You are eligible to enroll in UT Select insurance at no cost, for the duration of your assignment. International students need to apply for a waiver every semester to avoid paying for student health insurance if they have UT Select Insurance. |
No |
Are you an international student on an F-1 or J-1 visa? |
Yes |
You will be automatically enrolled in Student Health Insurance and billed by the International Office. Waivers are available if you do not want this insurance, but you must hold some form of health insurance. |
No |
Do you have a fellowship worth $10,000 or more a year? |
Yes |
You can enroll in UT Select insurance within 31 days of starting your fellowship, or during the July Annual Enrollment Period, and pay the premiums yourself. |
No |
You can enroll in Student Health Insurance in any semester you are registered at UT, and in summers after you have been registered for the spring. Gap insurance is also available if you have a gap in coverage when between an assignment and a fellowship. |
If you hold a fellowship worth $10,000 a year or more |
Note that there are limited enrollment periods for both Health Insurance Plans
Annual Premiums for Subscriber Only | Compare Summary of Benefits Coverage |
$6,803.52 | UT Select Employee Health Insurance Summary of Benefits Coverage |
$2,335.00 |