For any questions or concerns about insurance issues, be sure to consult your instructor or TA.

For further clarification, email RTF Insurance Office.

What is it?

It covers COLLEGE-OWNED EQUIPMENT ONLY and is provided in case equipment is lost, damaged, or stolen.

Deductible: $2,500 PER INCIDENT-- this is what YOU owe if you have a loss, theft, or damage covered by the policy.
Examples:

Stolen camera valued at $6000: you pay $2500 and a claim for insurance submitted for $3500.
Stolen tripod valued at $1000: you pay $1000 as it's under the deductible.
Stolen camera AND tripod, stolen at the same time: $6000 + $1000 = $7000: you pay $2500 and RTF files a claim with insurance for $4500. There is no distinction between ownership of multiple items in a single incident but all items must be insured.
Stolen camera on Monday and stolen tripod on Tuesday: Two incidents: First incident is $6000: you pay $2500 and RTF files claim an insurance for $3500. Second incident is $1000: you pay the full $1000 because it is below the deductible.
Oops - something wasn't covered under insurance; you pay the entire amount. This happens most often if the student can not show due diligence was taken to properly care for and safeguard the equipment.

I don't have the money to pay for the deductible. What happens?

We work out a payment plan. You pay a pre-determined amount every month until the amount is repaid in full. If a payment plan is created you agree to have the plan repaid in full prior to graduation.

What if I have a claim?

Notify RTF Insurance Office and your instructor /TA within 24 hours of the incident.
Fill out and email the Potential Claim Incident Report to RTF Administrative Office and copy in your instructor and TA. Include your EID and course number.

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